Security Planning’s Chubb Deluxe Home coverage is designed expressly for distinctive or custom homes and their owners. With security Planning and Chubb, you have more choices and more control over the insurance process, industry leading service, and features not usually found in other policies. If you own a distinctive, custom home, Security Planning can provide insurance the way it should be.

• A complimentary home appraisal. In many cases, a professional appraiser will visit your home to note any special architectural details and interior features, and help you determine the amount of coverage you need. Your appraiser also can provide security and fire prevention advice, and suggest ways to protect your valuables. No fees are involved.

• Actual rebuilding costs. Choose our extended replacement cost option, and after a covered loss, Chubb will pay to have your home rebuilt, even if the cost is greater than the amount of your coverage. Most policies will pay only up to the policy amount, whether it covers your rebuilding costs or not. This option is available in most states.

• Rebuilding to code. If you rebuild, you may be required to follow current, more stringent building codes for things like electrical wiring or plumbing. This could result in significant expenses. After a covered loss, Chubb will pay these additional costs if you rebuild on the same location.

• Optional cash settlement. To rebuild or not to rebuild-the decision is yours. If you decide not to rebuild after a total covered loss, you can opt for a cash payment up to the policy limit. It's your home, your policy, your choice.

• Additional living expenses. After a covered loss, Chubb will cover the increase in your temporary living expenses while your home is being rebuilt. This feature will help you maintain your normal standard of living until your home is ready.

• Full replacement costs for contents. Choose full replacement cost coverage for your belongings, and your home contents, from sporting equipment to antique furniture, are covered for the cost to replace them. There are no deductions and no depreciation.

Smart solutions for better cars.

You didn't choose an ordinary car. Why insure it with a mass-market policy? If you're in an accident and your car is damaged beyond repair, there's a good chance that a cut-rate policy won't cover the cost of acquiring a new car. Are you prepared to pay the difference? You shouldn't have to. Security Planning and Masterpiece® Auto Preference® offers you coverage that can save you substantial out-of-pocket costs and options that give you more control over your insurance. It's insurance for people who know cars and understand money. If you would like more information about Custom Auto and Homeowners insurance or would like to receive a quote, contact Security Planning Insurance, we would appreciate an opportunity to earn your business.